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Choose The Financial Planning Experience That’s Right For You.

At Money Evolution, we believe everyone deserves to have a solid financial plan — one that brings clarity, confidence, and purpose to your most important goals. Whether you want a guided, do-it-yourself experience or a fully customized strategy with advanced support, we’re here to help you build a plan that works.

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Two Paths to a Confident Retirement

$ 997

A guided, do-it-yourself experience to build your own retirement plan with professional support and a robust educational library.

Who 's It For?
You’re comfortable with a “do-it-yourself” approach but want professional software and expert guidance.
Your primary goal is to create a solid retirement plan and understand your numbers.
You prefer to learn at your own pace using video lessons, with the option for a one-on-one session.

Popular

$ 3997

Our most comprehensive one-on-one planning for those who want a fully customized strategy with advanced, hands-on support.

Who 's It For?
You're looking for deep expertise and a fully hands-on, concierge-level experience.
You have a more complex financial situation (e.g., executive compensation, investment properties, business ownership).
You value having multiple, in-depth meetings to fine-tune every aspect of your financial life.

Still Not Sure Which Plan Is the Best Fit?

Choosing a partner for your financial future is a big decision, and it’s perfectly normal to have questions about which approach is right for you. The best way forward isn’t to guess—it’s to have a simple conversation.

The entire purpose of our free introductory call is to provide clarity. We’ll listen to your specific goals, answer your questions about each plan, and help you identify the path that will give you the most confidence.

There is no pressure and no obligation. It’s just a straightforward conversation to help you take the next step.

A Closer Look at Your Financial Planning Options

Now that you have an idea of which path aligns with your goals, here’s a detailed look at what you get with each financial planning experience. We’ve broken down the key features to make them easy to review.

The Money Evolution Plan

$3,997 – Our Most Comprehensive One-on-One Planning Experience

If you’re looking for deep expertise, advanced financial modeling, and personalized guidance, the Money Evolution Plan is for you. This is our most comprehensive planning experience — built for individuals and families who want to make the most of their financial resources with hands-on support every step of the way.

What’s Included:

Four One-on-One Meetings: Start with a 90-minute deep dive to build and clarify your plan, followed by three additional 60-minute sessions over 12 months to to help you fine-tune your plan, model custom scenarios, and uncover opportunities to reduce taxes, improve income strategies, and avoid costly mistakes.
Advanced Financial Modeling: Once your fact finder is complete, we’ll build your plan inside our professional financial planning software and walk you through the details guiding you every step of the way.
Concierge-Level Support: Get 12 months of direct access to our team for help understanding reports, updating your plan, or using the software—no guesswork, just support when you need it.
Detailed Action Plans: Receive comprehensive meeting notes after each session, outlining key findings, recommendations, and a clear action plan to guide your next steps.

The Retirement Time Machine

$997 – Build Your Own Retirement Plan With Professional Support

The Retirement Time Machine bridges the gap between higher-priced custom financial plans and the limitations of DIY retirement software.You get the flexibility and affordability of a DIY tool, without the confusion, frustration, or risk of getting it wrong.

What’s Included:

A Professionally Built Plan:You’ll start by completing a guided fact finder — and from there, we’ll build your custom financial plan for you using the same software we use for our one-on-one clients.
One-on-One Strategy Session: When you’re ready, you’ll schedule a one-on-one strategy session with our team to get your questions answered and dial in your plan.
Lifetime Access to: You’ll get instant access to the eMoney client portal, our full retirement video library, and easy-to-follow lessons showing you how to interpret your reports and make updates.
Office Hours: We’ve also included weekly office hours, where you can hop on for quick help if you ever get stuck.

Compare Your Options

We know that choosing the right financial partner is a big decision, and the details can feel overwhelming. To make it easier, let’s clarify the two distinct paths you can take.

The tables below are designed to bring clarity to that choice. Start with the “at-a-glance” summary for a quick overview, then explore the detailed breakdown to see exactly how each plan supports your goals.

Quick Overview

Feature	The Retirement Time Machine	The Money Evolution Plan
Best For	DIY-ers wanting professional tools and a solid retirement plan.	Individuals/families with complex needs seeking a comprehensive, high-touch plan.
One-on-One Meetings	One 60-minute session	Four in-depth sessions
Support	Weekly office hours for 12 months	Concierge-level support for 12 months
Planning Focus	Retirement-focused planning	Comprehensive (tax, investments, estate, etc.)
Cost	$997	$3,997

A More Detailed Comparison

Feature	Retirement Time Machine	Money Evolution Plan
Planning Focus	✅ Retirement-focused planning with step-by-step educational support. Designed to help you determine when you can retire, how much you can spend, and how to optimize your cash flow and tax strategy throughout retirement.	✅ Full-service, comprehensive planning that includes retirement, tax, and cash flow optimization, plus planning for executive compensation, investment properties, major purchases, and more.
Plan Setup	✅ Submit a simplified Fact Finder and we’ll build your plan for you in 2–3 business days. No need to figure out the software—we take care of everything. Once complete, you’ll receive access to your fully built eMoney plan and can begin exploring it right away.	✅ Our advanced Fact Finder gathers deeper insight into your financial picture—without being complicated. Once submitted, we’ll build out your Money Evolution Plan in 2–3 business days. Then, in your first one-on-one meeting, we’ll walk through everything together, confirm your data, talk through your goals, and start exploring powerful optimization strategies.
One on One Meetings	✅ Includes one 60-minute one-on-one meeting with our team. During this session, we’ll review your plan together, answer your questions, and run real-time strategy scenarios like Roth conversions, Social Security timing, or income planning. You’ll have 90 days from enrollment to schedule your session.	✅ Includes four personalized one-on-one meetings over a 12-month period. The first meeting is a 90-minute deep dive where we walk through your plan, confirm all data, clarify your goals, and begin identifying optimization strategies. The following three 60-minute sessions give us time to explore advanced planning scenarios in detail and make ongoing adjustments as needed.
Lifetime Access to Retirement Time Machine Educational Video Library	✅ Yes! Including future updates. Covers everything from editing and updating your plan to linking accounts, interpreting reports, and making more confident decisions about your retirement.	✅ Yes! Including future updates. Use this resource to dive deeper into your plan between meetings and strengthen your understanding of key planning strategies.
Access to the eMoney Client Portal	✅ Yes! Lifetime access to the eMoney client portal, including account aggregation tools, customizable reports, and the ability to edit and update your plan.	✅ Yes! Lifetime access to the eMoney client portal, including account aggregation tools, customizable reports, and the ability to edit and update your plan.
Software Support	✅ Includes 12 months of access to weekly office hours for quick 15-minute one-on-one support sessions. Great for help navigating the software, interpreting reports, or running one focused scenario—like evaluating Social Security timing, analyzing a pension option, or modeling a Roth conversion.	✅ Concierge-level support for 12 months. Schedule quick one-on-one sessions as needed to get help understanding reports, updating your plan, or using the software—no guesswork, just support when you need it.
Advanced Planning Scenarios	✅ We can run one or two focused scenarios during your included one-on-one planning session—such as a Roth conversion, Social Security timing, or a pension analysis. You’ll get guidance on how these decisions impact your plan and clarity on next steps.	✅ With four in-depth meetings over 12 months, we can dive deep into advanced planning strategies, including multi-year Roth conversion planning, tax-efficient withdrawal strategies, Social Security optimization, investment property modeling, executive compensation planning, and more. This is where we roll up our sleeves and fine-tune your plan from every angle.
Meeting Summary Notes	✅ Brief summary provided after your included one-on-one session, outlining key takeaways and any discussed action steps.	✅ Detailed meeting notes provided after each of your four sessions, including key findings, recommendations, and a clear action plan to guide next steps.
Basic Retirement Planning (income needs, timeline, assets, expenses)	✅ Yes – core focus of the program	✅ Yes – covered in full with greater customization
Social Security Timing	✅ One scenario reviewed in your 1:1 session	✅ In-depth analysis including break-even comparisons and spousal coordination
Roth Conversions	✅ One focused scenario (e.g. single year or fixed amount)	✅ Multi-year Roth conversion modeling and tax-efficient strategy development
Tax Planning	✅ Baseline retirement tax projection	✅ Advanced multi-year tax projections with withdrawal sequencing and bracket strategy
Withdrawal Strategy (which accounts to draw from and when)	✅ General guidance provided	✅ Fully modeled with tax integration and side-by-side strategy comparisons
Investment Allocation Strategy	❌ Not included directly (client-driven)	✅ Included – asset allocation reviewed and stress-tested within the overall plan
Health Care & Long-Term Care Planning	❌ Not addressed in detail	✅ Included – covers pre-Medicare, Medicare, supplemental, and long-term care planning
Pension Option Analysis	✅ One focused review if applicable	✅ In-depth analysis of lump sum vs annuity, survivorship options, and income coordination
Executive Compensation & Equity Awards	❌ Not included	✅ Included – RSUs, stock options, deferred compensation, and bonus planning if applicable
Real Estate & Rental Property Modeling	❌ Not included	✅ Included – cash flow projections, tax impact, and future sale strategies if relevant
Estate & Legacy Planning	❌ Not included	✅ Basic estate planning topics covered; referrals available for legal implementation
Withdrawal Strategy (which accounts to draw from and when)	✅ General guidance provided	✅ Fully modeled with tax integration and side-by-side strategy comparisons
Charitable Giving Strategies (including QCDs and tax-smart gifting)	Charitable Giving Strategies (including QCDs and tax-smart gifting)	✅ Included – Qualified Charitable Donations, appreciated securities, Donor Advised Funds, and high-impact giving strategies
Customized PDF Reports	❌ Not included	✅ Yes – tailored reports provided to summarize key plan data and recommendations
Buy/Sell Transactions or Business Exit Planning	❌ Not included	✅ Included if applicable – valuation guidance, exit strategies, and cash flow integration
Price	$997	$3997

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This is a hypothetical situation based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your advisor prior to investing.

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